As 2024 draws to a close it's a time to reflect on the past and prepare for the future.

Whether it was the loss of a loved one, an unexpected expense or a new job this year has challenged many of us in one way or another. But we also know we're a resilient bunch and can learn from each other.

All Things Considered wants to hear your stories. What was your worst year ever, how did you get through it, and what did you learn from it?

Let us know in the survey below, or you can attach a voice recording of 2 minutes or less. An NPR producer may reach out to you and your answers could be used on air or online.

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