A week ahead of April 15 tax-filing deadline, our panel discusses Senator Cardin's proposal to create a "consumption tax" while lowering business taxes and scrapping income taxes completely for lower- and middle-income Americans. Our panel: Michael Reisch, the Daniel Thursz Distinguished Professor of Social Justice at the University of Maryland School of Social Work; Ken Solow, founding partner of Pinnacle Advisory Group, Inc., the private wealth management firm based in Columbia, MD.; and Barbara Morgan, senior lecturer and undergraduate economics adviser at Johns Hopkins University.