Healthcare

Mind the gap. When the 2015 open enrollment period begins on Nov. 15 for plans sold on the individual market, consumers would be wise to act promptly to avoid a gap in coverage.

Failing to do so could leave you exposed to unexpected medical bills. (Uh-oh, appendicitis!) And you could also be hit with a penalty for not having health insurance that kicks in if you go without coverage for three months or more during the year.

flickr/sapiensstudio

Under the Affordable Care Act, people are more likely to receive care in community health centers and at home than in hospitals, which means new responsibilities for nurses.  As the state does its full sprint to educate the uninsured, we wanted to focus on how some of the most crucial players are adapting: nurses. 

Maryland’s insurance commissioner has approved premium rates for individual health insurance plans to be sold through the state’s new health benefits exchange under the Affordable Care Act.